Investment property owners like you are:
- reducing tenant complaints and increasing tenant comfort
- reducing maintenance costs
- increasing the marketability of units
How? By working with Efficiency Vermont to make your buildings better.
VAOA encourages you to take advantage of Efficiency Vermont’s services. Efficiency Vermont’s objective experts can speak with you about your properties and help find cost-effective ways to improve your rental units. They can provide project-specific technical assistance and frequently can offer you financial incentives for your improvements.
Consider contacting Efficiency Vermont when you:
- Replace lighting, appliances, heating or cooling equipment
- Renovate, build or purchase a building
- Have tenant complaints about comfort, mold, mildew, or ice dams
Click here for www.efficiencyvermont.com
COOL Insuring Agency
COOL Insuring Agency
1-800-648-4824 x 214
Since early 2004, we have been working to develop an insurance program exclusive for VAOA members. That program is now in place and available for all VAOA members.
A critical part of the program is VAOA's partnership with COOL Insuring Agency.
We have long recognized that insurance is an important issue for our members. It is not only one of the largest expenses for apartment owners, but also an area of constant frustration and confusion. This is why VAOA has looked to align itself with insurance partners that truly understand and focus on the needs of the Vermont landlord.
COOL Insuring Agency was founded in 1857. It is one of the oldest insurance agencies in the United States, and is one of the largest and most innovative insurance agencies in the industry. They employ over 100 people in their Queensbury and Latham, New York locations. COOL has significant experience in designing and managing specific industry program insurance plans for target groups like the Vermont Apartment Owners Association. The strategic alliance that has been developed with VAOA and COOL is designed to provide qualified Vermont apartment owners with an excellent insurance coverage package, superior claims handling service, and most importantly, attractive premium rates.
In addition to quality insurance and stable premiums, VAOA members can receive a 5% discount on insurance premiums with selected carriers if they participate in VAOA sponsored safety credit seminars. The seminars will focus on apartment management “best practices" to insure quality property management, and reduced liability.
The document below contains the VAOA Best Management Practices. Adhering to these management practices will reduce problems with your tenants, improve relationships with regulators, and help you get quality insurance coverage.
One of the first VAOA members to participate in the insurance program was Paul Preseault of Burlington.
"I have had good management and quality apartments for years. But, I was being abused by the insurance industry. I had few carriers to choose from, and no relief from sky rocketing premiums. Through the VAOA insurance program I was introduced to COOL Insuring Agency. VAOA and COOL have put together a first class insurance program for VAOA members.
COOL located a very high quality insurance company, and saved me 35% in premiums. That's right, 35 % in premiums.
The VAOA insurance program has saved me money, will help me develop a strong relationship with an insurance agency and carrier, and most importantly, stabilize my insurance costs. Needless to say, I am very, very pleased." - Paul Preseault
This program is available exclusively for VAOA members. The most efficient way to learn about the program, and to evaluate it's benefits is to call COOL Insuring Agency directly. Ask for Jack Bieniek at 1-800-648-4824 (e-mail: email@example.com ), or Gary Edie at 1-800-648-4824 x214 (e-mail: firstname.lastname@example.org).
We will be announcing the dates and locations of the safety credit seminars. Remember, if you attend the seminars, you will be entitled to receive a 5% discount on the insurance premiums from selected insurance companies that participate in our program.
Please be aware that the underwriting process for this program is very detailed. You will be required to provide detailed information about your properties. So do not wait to start the application process until just before your current insurance is scheduled to expire.
Request for Insurance Proposal
ScreeningOne provides credit checking services for our Members.
Contact Information: For more information on setting up your account with ScreeningOne, please view the credit check page.
Credit Associates in Financial Services
VAOA has partnered with Credit Associates in Financial Services, Ltd. (“CAFS”) to provide debt collection services to our members. CAFS is a Rutland, VT based company.
Questions about the program can be directed to either VAOA or CAFS. CAFS can be reached toll-free at 1-800-272-7917.